In the late nineteenth century, several prominent estate families lived along the remote western coastline of the Isle of Mull, closely connecting their lives to the surrounding sea lochs and rugged landscape. Among them was the Cheape family, whose daughter Helen Margaret “Daisy” Cheape would become part of Mull’s quiet but enduring local history. Daisy died on 15 August 1896 at the age of twelve after a boating accident on Loch Scridain. The tragedy was a deeply personal loss for her family, yet the story has remained part of the island’s heritage ever since.
Today visitors walking along the wild Ardmeanach coastline occasionally come across a small stone cairn standing among the ruins of an ancient hillfort overlooking the loch. This modest memorial marks the place traditionally associated with Daisy’s death. More than a century later the cairn still overlooks the same stretch of water where the accident occurred, silently preserving the memory of a life cut short by the unpredictable forces of the sea.

The Cheape Family on Mull
Daisy Cheape was born on 15 May 1884 into a well-established family with connections to both Scotland and England. Her father, George Clark Cheape, owned land on the Isle of Mull, particularly on the Ardmeanach peninsula on the south-western side of the island. People admired this area for its dramatic scenery, steep cliffs, and long sea lochs that cut deep into the landscape.
Life on a Hebridean estate in the nineteenth century involved close interaction with the natural environment. People commonly used boats to travel along the coast and across sea lochs, which often provided the easiest routes between different parts of the estate. For children growing up in such surroundings, boating trips and coastal excursions were a normal part of daily life.
Daisy grew up with several siblings, including her brothers Ronald and Leslie. Like many families of the time, the Cheapes spent periods on Mull during the year, particularly in the summer months when the weather allowed for outdoor activities and travel around the estate lands.
The Landscape of Loch Scridain
The accident that claimed Daisy’s life took place on Loch Scridain, one of the largest sea lochs on the Isle of Mull. Stretching inland from the Atlantic Ocean, the loch forms a long inlet bordered by rugged hills and dramatic coastal features. Its waters are tidal and exposed to changing weather conditions that can move in quickly from the open Atlantic.
The northern shore of the loch along the Ardmeanach peninsula is particularly wild and remote. High basalt cliffs and rocky headlands dominate the coastline, while narrow inlets cut into the land. Even today, few people live in the area, and visitors mainly reach it via long coastal walks rather than roads.
Overlooking this stretch of coastline stands the ancient hillfort known as Dun Bhuirg. The ruins of this Iron Age structure sit on a rocky rise above the water, providing wide views across Loch Scridain. It is within this dramatic landscape that the events of August 1896 unfolded.
The Boating Outing
On Saturday 15 August 1896 Daisy joined her brothers Ronald and Leslie for a boating outing on Loch Scridain. Two boatmen were also aboard the small vessel, likely estate staff responsible for operating the boat. Such trips were common at the time, particularly during the summer when families would explore the coastline or simply enjoy time on the water.
No records specify the exact purpose of the journey, and the evidence does not suggest that the group traveled long distances along the coast. The most likely scenario is that they were sailing locally on the loch itself, somewhere near the Ardmeanach shoreline. This interpretation aligns with the traditional location of the memorial cairn near Dun Bhuirg and with the geography of the area.
At first the outing may have seemed perfectly ordinary. The loch can appear calm and peaceful, especially during summer afternoons. However, the weather in the Hebrides is famously changeable, and conditions can deteriorate rapidly.
The Sudden Storm
Later family recollections and heritage sources report that a sudden storm overtook the small boat while it crossed the loch. Squalls are not uncommon in this region, particularly when winds sweep in from the Atlantic and funnel along the length of the sea loch.
Strong gusts and rough water would have posed a serious challenge for a small boat. Waves can quickly build along the narrow inlet, and a sudden shift in wind can destabilise a lightly built vessel. Under such conditions it becomes difficult to maintain control, especially if the boat carries sails or rigging that can catch the wind.
As the storm intensified, the boat eventually capsized in the turbulent water. When a vessel overturns in such conditions, the rigging and ropes can become tangled and dangerous obstacles for anyone in the water.
The Capsizing of the Boat
When the boat overturned Daisy became caught in the rigging. The ropes and fittings that were part of the boat’s sailing equipment trapped her beneath the water. Despite the desperate efforts of those on board, she could not be freed in time.
Her brothers Ronald and Leslie, along with the two boatmen, managed to escape from the capsized vessel. However, they were unable to rescue Daisy before she drowned. The accident likely happened very quickly, leaving little opportunity for effective rescue.
The cold waters of Loch Scridain would have made the situation even more dangerous. Even during summer the sea temperature around Mull remains low, and the shock of immersion combined with heavy clothing could quickly sap strength and mobility.

Recovery and Immediate Aftermath
Although detailed records of the recovery remain scarce, people believe that rescuers safely retrieved Daisy from the loch soon after the accident. Because the others in the boat witnessed the capsize, they would have known the approximate location where she became trapped.
In the late nineteenth century, local communities generally handled such incidents rather than organised rescue services. Estate workers or nearby residents would assist in recovering the body and returning it to the family.
No widely accessible records of a formal inquest or detailed official report have been located in modern archives. If such records exist, historians may still hold them in collections that have not yet been digitised. Based on the circumstances described in later accounts, authorities would almost certainly have recorded the death as an accidental drowning.
The Memorial at Dun Bhuirg
At some point after the tragedy a memorial cairn was erected within the ruins of Dun Bhuirg overlooking Loch Scridain. The cairn stands near the centre of the ancient fort and bears an inscription commemorating Daisy Cheape and the year of her death.

The location of the memorial suggests that the accident occurred somewhere nearby on the waters below. From the hillfort the view stretches across the loch toward the Ross of Mull and the open Atlantic. The landscape remains much as it would have appeared in 1896.
Walkers exploring the Ardmeanach peninsula often encounter the cairn while following coastal routes in the area. For many visitors it is an unexpected reminder of the human stories hidden within Mull’s dramatic scenery.
Remembering the Story Today
Although the accident received little public attention at the time, Daisy Cheape’s story has gradually become part of the historical narrative of the Isle of Mull. Local walking guides and heritage articles occasionally refer to the memorial cairn and the tragic event that inspired it.
The story adds a human dimension to a landscape already rich with history, geology, and archaeology. Visitors who pause at the cairn are reminded that the sea lochs and cliffs of Mull are not only places of natural beauty but also locations where real lives and experiences unfolded.
More than a century after the accident, the quiet memorial overlooking Loch Scridain ensures that Daisy Cheape’s story continues to be remembered. The cairn stands as a simple but powerful symbol of remembrance on the wild Ardmeanach coast, where the winds and waters that shaped the island also shaped the events of that tragic summer day in 1896.